Most buyers buy property by borrowing money. A mortgage is a loan of money from a bank or building society. The mortgage is secured against the deeds (ownership documents) of the property. If the mortgage repayments are not made on time the lender can evict you (repossess the property) and sell the property to repay the mortgage loan.

This page explains in detail the property remortgage process including the particular legalities unique to Northern Ireland. We have arranged the topics in the order we think may be useful but you can look at them in whatever order you wish.

Legal content supplied by Wilson Nesbitt Solicitors.