Buyer's solicitors job

A quick list of tasks for the buyer's Solicitor in Northern Ireland are:

  • examination of ownership documents
  • examination of contract
  • making disclosure requests from the sellers Solicitor
  • requesting and on receipt examining all necessary reports on:
    • planning status
    • building control Issues
    • roads
    • sewers
    • water
    • energy performance certificates
    • rights of way, access and usage
    • bankruptcy and court judgement details against the seller
    • searches in Land Registers against the property and the seller
  • reporting to the buyer and settling details on:
    • valuation, timber and structural survey reports
    • fixtures, fittings and contents proposals
    • title details
    • contract proposals
  • drafting and preparing for signature
    • transfer documents
    • mortgage deeds
    • stamp duty land tax self assessment tax returns
  • having the buyer sign the
    • mortgage deed
    • contract
    • fixtures, fittings and contents lists
    • stamp duty land tax return (and possibly associated Power of Attorney)
  • protecting lenders interests by checking:
    • the buyers identity
    • the buyer's life insurance protection is on risk
    • reporting to the lender on title details
    • reporting any adverse problems to the lender
  • requesting
    • the deposit from the buyer and paying to the seller's solicitor
    • mortgage funds from the lender
    • the balance funds from the buyer
  • effecting completion
    • paying the funds over on completion
    • paying the stamp duty land tax to the Inland Revenue
    • key arrangements
  • registering in the land registry
    • ownership transfer documents
    • lenders mortgage documents
  • finalising
    • closing searches on completion of registrations
    • collating all ownership documents and sending to lender to keep as security
    • closing the Solicitor's file and storing it for twelve years in case of future dispute

Legal content supplied by Wilson Nesbitt Solicitors.